Therapy Rates & Insurance

I am currently in network with Aetna, including the NC State Health Plan. Insurance plans and benefits can vary, so I recommend contacting your insurance provider to confirm that Monarch Grove Therapy and your specific plan are considered in network before beginning therapy.

Private Pay Rate: $175 | 50 minute session

Individual Therapy

Insurance coverage for couples therapy can be more limited than coverage for individual therapy. When using insurance, couples therapy typically must address a diagnosable mental health condition and meet medical necessity requirements.

Because every insurance plan is different, I offer a free 15-minute consultation to discuss what you are looking for, answer questions about insurance coverage, and determine whether using insurance for couples therapy may be an option.

Private Pay Rate: $200 | 50 minute session

Couples Therapy

Premarital Therapy

Preparing for marriage is about more than just planning a wedding. Premarital therapy gives you and your partner dedicated time to talk about communication, conflict, expectations, finances, family relationships, intimacy, values, and the life you are building together.

The 5-session premarital package is $900, offering a savings compared to the standard $200 couples session rate. Premarital therapy is not typically covered by health insurance because insurance generally requires treatment to address a diagnosed mental health condition and medical necessity. Premarital counseling is generally considered preventative or relationship-focused rather than treatment for a mental health disorder.

If you would like to continue therapy after completing the five-session package, additional couples sessions are available at the $200 per 50-minute session rate.

5-session premarital package: $900

GOOD FAITH ESTIMATE

Under federal law, for those who do not have insurance or elect not to use their insurance, you are entitled to a "Good Faith Estimate", which is an estimate of the total bill for medical items and services. This explains how much your therapy services will cost. Here are a few key things you should know about your Good Faith Estimate:

You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. The estimate is based on information known at the time the estimate was created. The Good Faith Estimate does not include any unknown or unexpected costs that may arise during treatment. You may be charged more if complications or special circumstances occur.

You may ensure that I give you a Good Faith Estimate in writing at least 3 business days before your therapy services or item. You can also ask me for a Good Faith Estimate prior to scheduling.

If you receive a bill that is $400 more than your Good Faith Estimate, you can dispute the bill with the US Department of Health and Human Service (HHS). If you choose to use the dispute resolution process, you must start the dispute process within 120 calendar days (about 4 months) of the date on the original bill.

It's recommended that you save a copy of your Good Faith Estimate for your records.

For further information, visit www.cms.gov/nosurprises (https://www.cms.gov/nosurprises) or call 800-985-3059